Sistemas de pagamento: caso de Moçambique

Abstract

This text addresses issues related to the problem of the Payment System in Mozambique, its regional integration as an alternative strategy to minimize the problems of economic and technological development that the community faces. It is a hope for the member countries of the community that the list of protocols foreseen and signed in the context of regional economic integration can be a lifeline for the weak economies of less developed and deprived countries of the world economy. The implementation of a modern payment system presupposes the country's economic development and with it the unconditional adherence to new technologies. The reflection on the issue of Payment Systems in Mozambique and its contextualization in view of technological development and the urgency of regional integration of payments, are the paths that will lead to the concretization and consolidation of the integrated system in the country and in the medium term with the region. (SADC). For the country, the feasibility of implementing and operating the national payment system must be considered, in accordance with the objectives set. Every effort that is being made leads to the establishment of the RTGS system that constitutes the epicenter of the project. The achievement of these objectives will bring a great level of satisfaction to the banking community, as it will reduce the transaction time of operations, the compensations will be quick, which will bring benefits to the economy, taking more dynamics because the payments will be made in real time, the services provided will be more effective and efficient. It is true that there are cultural, technological and economic contractions that may negatively influence the development of what is recommended for the region, however, to minimize these aspects, the main objective was preceded by the presentation of strategic plans for each country where the short objectives are outlined, medium and long term.(TRADUÇÃO NOSSA)