Redimensionamento da rede bancária do Banco Austral: sua repercussão na força do trabalho e rendibilidade

Abstract

Commercial Banks are institutions that provide services, whose utility consists in the production of a (material) good, unlike other economic sectors that produce material goods. In our country, banks provide valuable services to the national economy, to legal entities and individuals. Public and private entities can entrust them with their custody, in the form of demand, term or pre-notice deposits, paying or not interest for the immobilization of their funds. Banking institutions capture savings and place them where they are scarce and needed, and on the other hand, they encourage the spirit of saving within the communities through remuneration of the funds made available. This paper focuses on the* Resizing of the Austral Bank's Banking Network: its repercussion on workforce and profitability. For a framework of the subject under study a general description is made of financial intermediaries and markets in general, Commercial Banks and the Austral Bank. In relation to the latter, an analysis is presented with respect to - its origin; - its purpose, operation and shareholder structure - its territorial distribution; - the analysis of the effects of the resizing policy on human resources and profitability of the institution. (TRADUÇÃO NOSSA)