Redes Sociais num contexto de microfinanças em Maputo: percepções e estratégias entre as beneficiárias do Fundo de Desenvolvimento da Mulher

Abstract

This research report is part of obtaining a degree in Anthropology at Eduardo Mondlane University. This work seeks to understand the perceptions and beneficiary strategies of the Fund for the Development of Women (FDM) in relation to microfinance, it has as its theme: Social networks in a context of microfinance: perceptions and strategies among beneficiaries of the Fund for the Development of Women in Maputo. This issue has been studied from an economicist approach that looks at microfinance as an effective means of achieving development in Third World countries. World, from the increase in income by the poor populations excluded from the formal financial system. Poverty according to this approach is defined as a lack of material goods and microfinance is considered to have achieved the desired objectives, this success is measured through the level of repayments. The economic approach is limited because it loses sight of consumers' perceptions and strategies of development. Starting from the assumption defended by Jossias (2002), according to which, the economic needs the non-economic to survive, I proposed to carry out a research taking into account the various dimensions that the development phenomenon has. As Sardan (1997) states, reporting heterogeneous norms, various configurations of social knowledge, individual and collective representations, heterogeneous social strategies and logics, is what development anthropology is concerned with today. And in order to achieve these assumptions, anthropology favors the various points of view, the practices of the grassroots actors, the “consumers of development”. (TRADUÇÃO NOSSA)