Análise do acesso ao crédito agrário por produtores do sector familiar no Distrito de Boane

Abstract

The Boane district has excellent climate conditions, water resources, good plains, and fertile soils that are very favorable for the development of family and commercial agriculture. One of the problems faced by family farmers in Boane is related to seeking and obtaining financing from institutions that offer credit and financial services for use in agriculture. Therefore, access to agricultural credit is very limited and challenging. In general, this research seeks to analyze access to agricultural credit by family farmers in the Boane district. Specifically, the research aims to describe the ways used by family farmers to seek financing ‘credit’ from institutions that offer financial services, as well as to identify the factors that facilitate or hinder the obtaining of agricultural credit by small and medium-sized family farmers, and finally seeks to characterize how each factor influences access to credit. In methodological terms, this is a qualitative study, which includes data collection in the field, through semi-structured interviews directed at producers in the family sector, representatives of institutions that offer credit and financial services. The sample will be non-probabilistic and intentional. Data analysis and interpretation will be based on the content analysis method. The results of the study may help the local government in the preparation and improvement of programs and projects that can facilitate producers in the family sector in obtaining financing from institutions that offer credit and financial services, in order to improve the performance of the agricultural sector, favoring their inclusion in the production process(TRADUÇÃO NOSSA)