A problemática de credito de pequenos agricultores na cidade de Maputo

Abstract

The scope of work consists in agriculture providing the essential for life, food. The general objective of this work is to analyze the agrarian credit to farmers in the family sector in Maputo. The period of analysis runs from 1995 to 2005, the necessary information was collected through a survey carried out with credit institutions located in the city of Maputo, for data collection a questionnaire was administered to some credit institutions and some small farmers in the region. from Boane and Matutuine, Maputo province as a sample, containing open and closed questions about their activities. Fifteen small farmers selected from among the targeted credit service users were contacted, 9 in Matutuine and 6 in Boane. On the other hand, the need to grant credit under concessional conditions, especially with regard to the interest rate, led to the emergence and development of small credit institutions to stimulate the growth of small producers. As a general conclusion, institutions can solve the problems of repayments and bad debts by resorting to the process of training, monitoring and technical assistance of the projects, so as not to impede the search for credit by small farmers. The key research recommendation is related to the need to support and encourage private initiatives by associations that in the future will constitute strong contributors to the national financial system in supporting and developing smallholder farmers in particular and agriculture, rural and economic development in general. (TRADUÇÃO NOSSA)